Remote Property Adjuster- Catastrophe Field Job at Allstate (2024)

The world isn’t standing still, and neither is Allstate. We’re moving quickly, looking across our businesses and brands and taking bold steps to better serve customers’ evolving needs. That’s why now is an exciting time to join our team. You’ll have opportunities to take risks, challenge the status quo and shape the future for the greater good.

You’ll do all this in an environment of excellence and the highest ethical standards – a place where values such as integrity, inclusive diversity and accountability are paramount. We empower every employee to lead, drive change and give back where they work and live. Our people are our greatest strength, and we work as one team in service of our customers and communities.

Everything we do at Allstate is driven by a shared purpose: to protect people from life’s uncertainties so they can realize their hopes and dreams. For more than 89 years we’ve thrived by staying a step ahead of whatever’s coming next – to give customers peace of mind no matter what changes they face. We acted with conviction to advocate for seat belts, air bags and graduated driving laws. We help give survivors of domestic violence a voice through financial empowerment. We’ve been an industry leader in pricing sophistication, telematics, digital photo claims and, more recently, device and identity protection. We are the Good Hands. We don’t follow the trends. We set them.

Allstate Benefits

Being a part of Allstate means you receive a benefits package from Day 1 of employment. This includes time off, healthcare, retirement, and more. That is why as an Allstater, you'll enjoy a Total Rewards package that includes:

  • Competitive pay with needed support for continuous development and career advancement.
  • Flexibility in scheduling and a time off policy that helps support your work/life balance.
  • Initial and ongoing training to get you proficient in your new role
  • Comprehensive benefits like a 401K/pension, education reimbursem*nt, and programs to help you balance work with the rest of your life. Visitwww.allstategoodlife.com to learn more.

A day in the life of a Catastrophe Field Property Adjuster, and what it takes to do the job!

As a Catastrophe Field Property Adjuster - Property Claims Specialist, you will play a crucial role in inspecting properties damaged by various perils, including wind, hail, water, lightning, fire, and more. Expect to travel at least 70% of the time to perform inspections anywhere in the United States including overnight travel. Your daily tasks will include driving to properties, conducting inspections, evaluating policies and endorsem*nts for coverage, preparing estimates in the Xactimate program, and settling claims on site with customers. This role follows a 10-day on and 4-day off schedule, with 12-hour workdays throughout the year. In instances where travel is not possible or weather conditions do not permit on-site inspections, you will handle claims remotely through the ClaimsX Video Collaboration platform.

You'll wear a few hats that will require a level of experience

  • The Customer Service Expert –you’ll live into Allstate’s Claims Culture by caring, empowering, and restoring, and you will accomplish that by being compassionate, clear, and a committed partner in each Property claim. You lead with empathy, always.
  • The Investigator – you’ll confidently and independently investigate property claims by performing detailed reviews of damage and interpreting policies to determine coverage.
  • The Effective Communicator – you’ll use phone, emails and sometimes even video chat with customers to help them through a fast, fair, and easy claims process. You’ll also incorporate a specific approach to claim handling to offer the customer their preference of communication to efficiently discuss their claim needs and keep them updated on the claim progress.
  • The Negotiator – You will evaluate and negotiate claims settlements with customers, vendors, third party carriers and claimants, in accordance with all legal and business standard methodologies. With negotiations, you will incorporate tactics in handling challenging and complex situations.
  • The Problem Solver –you’ll utilize multiple tools to get the job done in a fast-paced environment, including estimate tools, job aids, and additional settlement platforms, all while using your sharp critical thinking skills.
  • The Recorder – you’ll protect the company financially by executing policies along policy agreements, and you keep a clear record of your work in a claims system that you will be trained on. You’ll accomplish this by ensuring timely and accurate documentation is completed as you work on each claim.

Preferred Qualifications

  • Previous experience as an outside adjuster is highly desired.
  • Proficiency in using Xactimate or other relevant software for estimating.
  • Strong critical thinking and technical skills to assess damages accurately and expedite claims settlements.
  • Excellent communication and interpersonal skills to provide exceptional customer service.
  • Ability to travel to customers' homes and handle claims countrywide.
  • Detail-oriented and organized, with a focus on delivering high-quality work.
  • Valid driver's license and willingness to travel as part of the job requirements.
  • This position is not available for Puerto Rico, California, Alaska, Hawaii or Washington residents

Notice of Licensing Requirement:

  • As a condition of employment, your office/area may require you to obtain an adjuster and/or an appraiser license which includes passing an additional background check with the Department of Labor. If applicable, you will be required to secure license(s) within 60 days of hire.
  • If required, the Hiring Manager will work with you along with the Centralized Licensing team to ensure that you are properly licensed.

Sign on Bonus

  • You may be eligible for a $1000 Licensing Sign on Bonus if you have the applicable active licenses needed for this role. This could include Home Resident Property & Casualty License, Designated Home State (DHS) Florida or Texas License, and/or applicable Appraiser License.

Candidates who have previously worked for and are seeking to be rehired at Allstate and its family of companies are not eligible for this sign-on bonus.

Compensation offered for this role is $55,000 - $94,000 per year and is based on experience and qualifications.

The candidate(s) offered this position will be required to submit to a background investigation.

Good Work. Good Life. Good Hands®.

As a Fortune 100 company and industry leader, we provide a competitive salary – but that’s just the beginning. Our Total Rewards package also offers benefits like tuition assistance, medical and dental insurance, as well as a robust pension and 401(k). Plus, you’ll have access to a wide variety of programs to help you balance your work and personal life -- including a generous paid time off policy. For a full description of Allstate’s benefits, visit allstate.jobs/benefits/

Learn more about life at Allstate. Connect with us on Twitter, Facebook, Instagram and LinkedIn or watch a video.

Allstate generally does not sponsor individuals for employment-based visas for this position.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

For jobs in San Francisco, please click “here” for information regarding the San Francisco Fair Chance Ordinance.
For jobs in Los Angeles, please click “here” for information regarding the Los Angeles Fair Chance Initiative for Hiring Ordinance.

To view the “EEO is the Law” poster click “here”. This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs

To view the FMLA poster, click “here”. This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.

It is the Company’s policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee’s ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.

Remote Property Adjuster- Catastrophe Field Job at Allstate (2024)

FAQs

How many days a week would you expect to work as a catastrophe adjuster? ›

During a major catastrophe event, such as a hurricane, earthquake, or widespread flooding, catastrophe adjusters may work long and demanding hours, often seven days a week, to respond to the influx of insurance claims and help affected policyholders quickly.

How do you answer an insurance adjuster question? ›

You may provide the most basic details such as your name and contact info, the location and date of the crash, and what car you were driving. Other than that, politely decline to give more details. You have the right to refuse to answer the adjuster's questions or to consult with a car accident lawyer first.

Is property claims adjuster stressful? ›

Insurance claims adjusting is a high-stress job that can be mentally and emotionally draining. Claims adjusters often work long hours, handle difficult clients and situations, and have to manage multiple claims simultaneously. All of these factors can lead to stress and burnout.

How do you survive being a claims adjuster? ›

Keep your focus by setting goals and priorities. Each day, decide what tasks you need to complete for each claim and prioritize them. Complete tasks that are important and urgent first. Next work on important tasks that are not urgent and can wait until later in the day.

What is the life of a catastrophe adjuster? ›

A Typical Day

Analyze information gathered by investigation and report findings and recommendations. Investigate and assess damage to property and create or review property damage estimates. Negotiate claim settlements and recommend litigation when settlement cannot be negotiated.

What does a catastrophe claims adjuster do? ›

A cat adjuster, short for catastrophe adjuster, is an insurance professional who visits and assesses areas affected by natural disasters. Becoming a cat adjuster can be complex, with certifications varying by state.

What not to say to an adjuster? ›

5 Things You Should Not Say to Car Insurance Adjusters
  • Do Not Admit Fault. ...
  • Do Not Minimize Personal Injuries to Adjuster. ...
  • Do Not Describe Your Injuries. ...
  • Do Not Hypothesize What Happened During the Accident. ...
  • Do Not Provide a Recorded Statement. ...
  • Having Trouble with an Insurance Company After an Accident?

What not to say to a home insurance adjuster? ›

Admitting Fault, Even Partial Fault.

Avoid any language that could be construed as apologetic or blameful.

What most appeals to you about this role Claims Adjuster answer? ›

Answer: 2. I pursued a career as a Claims Adjuster because I enjoy problem-solving, helping people, and working in a dynamic environment. The most rewarding aspect of my role is helping claimants navigate difficult situations and ensuring they receive a fair settlement in a timely manner.

What kind of adjuster makes the most money? ›

High Paying Insurance Adjuster Jobs
  • Damage Inside Adjuster. Salary range: $96,000-$100,000 per year. ...
  • Damage Recovery Specialist. Salary range: $50,500-$98,500 per year. ...
  • Auto Damage Estimator. ...
  • Independent Insurance Adjuster. ...
  • Property Field Adjuster. ...
  • Property Claims Adjuster. ...
  • Field Adjuster. ...
  • Casualty Adjuster.

What personality type is a claims adjuster? ›

Personality types

The ENTJ's, or sometimes called 'The Commander', excel in careers where they can use logic to solve problems and can use logical reasoning. They also hold facts to high standards and seek consistency, which is ideal for a claims adjuster who must be consistent and reliable with their work.

Which insurance company pays adjusters the most? ›

The best companies for claims adjusters to work for in 2024 are Progressive and Allstate. If you are looking for the best-paying companies for claims adjusters, you should consider Merchants Insurance Group with a median claims adjuster salary of $56,902 or Mercy Health with a median salary of $55,418.

What do you think are two qualities that make an excellent adjuster? ›

Objectivity: A good claims adjuster must be objective, making decisions based on facts and evidence rather than personal opinions or biases. Empathy: A good claims adjuster should have empathy, to understand and effectively communicate with policyholders who may be distressed or upset about their loss.

What skills do claims adjusters need? ›

Important Qualities
  • Analytical skills. Adjusters and examiners must each evaluate whether the insurance company is obligated to pay a claim and determine the amount to pay. ...
  • Communication skills. ...
  • Detail oriented. ...
  • Interpersonal skills.

What makes a successful claims adjuster? ›

Analytical skills – being able to analyze information and use logic in a careful manner to determine the proper outcome of each claim. Math skills – having enough math aptitude to calculate property damage. Software skills – knowing how to use relevant, independent adjuster software to close claims quickly.

What is the day in the life of an adjuster? ›

As an independent adjuster, most of my day is spent on the phone, writing notes or letters, and creating estimates. As a public adjuster, I spend more time in front of the client explaining and reviewing the policy in their home or office. The beautiful side of the business is helping someone in need.

How would I organize my day as a claims adjuster? ›

Organize Your Time. Start by making a to-do list that you will reference for each claim file. Prioritize each task by order of urgency and try to check off the most important items first. Ask yourself if a task is time-sensitive.

Why do insurance adjusters take so long? ›

Investigating an accident can take considerable time. Insurance companies often have to do their own investigating when it comes to determining liability. This includes collecting information about a submitted claim, reviewing evidence, and other tasks.

What is the job satisfaction of insurance adjusters? ›

Based on 238 responses, the job of Claims Adjuster has received a job satisfaction rating of 3.62 out of 5. On average, Claims Adjusters are highly satisfied with their job.

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