New Home Collection Guide Supplemental Materials ( 2 5 2 ) 2 4 9 - 1 0 0 1 | B E T H F R A Z E R . C O M Contract to Close We offer comprehensive support throughout the entire process. This includes understanding your specific needs from the start, drafting and reviewing contracts, handling negotiations, and finally, ensuring a smooth closing. We're dedicated to making the experience as hassle-free as possible for you.
A Message from Our Team With Appreciation, Your Team at Beth Frazer Real Estate & Rentals Congratulations on your new construction purchase! Moving from contract to close can be an exciting and detailed process. To help guide you through this, we have listed the key steps below: 1. Mortgage Pre-Approval & Application: Submit your mortgage application to a lender of your choice, providing necessary documents such as credit scores, employment information, and bank statements. 2. Sign the Contract: Review and sign the sales agreement or contract. Make sure all pertinent details regarding the construction, finishes, and other specifications are clear and agreed upon. Engage a real estate attorney to review the contract if needed. 3. Home Inspection: Though not always required for new construction, a home inspection is recommended to ensure the builders are following necessary codes and standards. 4. Appraisal: Your lender will order an appraisal to determine the property's fair market value. If required, there may be additional communication with the builder regarding updates or additional documentation to support the appraisal. 5. Homeowners Insurance: Secure homeowners' insurance to ensure your property and investment are protected. Provide proof of insurance to your lender prior to closing. 6. Final Walk-Through: Before closing, schedule a final walk-through with your builder or a member of our team to inspect the completed construction, confirm that all agreed-upon items were addressed, and ensure that the property is move-in ready. Certificate of occupancy is issued. 7. Closing Process: Review the Closing Disclosure with your lender to confirm your loan terms, closing costs, and fees. Attend the closing meeting, usually held at the attorney's office. Bring a cashier's check or wire the balance of funds for closing costs. Sign loan documents, including the mortgage note and closing disclosure. 8. Transfer of Ownership: After all necessary documents are signed, and the loan is funded, the transfer of ownership is complete. The balance of funds is transferred to the appropriate parties, and you'll receive the keys to your new home. Remember to stay in contact with our team, your lender, and your closing attorney throughout the process to ensure smooth communication. Congratulations on your new construction and enjoy your new home!
Pre-construction meeting (in person or online) to make selections Our builder will pull permits including utility applications Site work begins including lot improvements, if needed STEP 5 Exterior/interior finish work begins Pre-drywall walk through Sheetrock begins STE P 6 Detailed interior work and final touches Final walk through & punch list Loan is funded Deed is recorded Transfer of ownership BUYING NEW CONSTRUCTION TheProcess Use this roadmap as a quick overview of the project timelines and updates of the semicustom construction process. We will be with you throughout every stage of the process! 1 S T E P 1 Get finance pre-approval Select a plan Choose a lot Execute purchase documents Meet the builder Review & finalize plans 2 S T E P 2 3 STEP 3 4 STEP 4 Foundation and framing begins Mechanical walk through & rough-ins 5 6 Landscaping Home Inspection 7 STE P 7 8 8 STE P 8 9 STEP 9 1 0 STEP 10 Congratulations! Move in!
VENDOR LIST First Citizens | Marie Phillips | 252-617-7501 | [emailprotected] Davis Group Mortgages | Patty Davis | 910-617-3135 | [emailprotected] United Bank | Kim Lawrence | 252-670-2306 | [emailprotected] Delamar & Delamar PLLC | Attorney Sara Delamar | 252-745-3222 | [emailprotected] Law Office oF John W. King, Jr. PLLC | 252-638-1103 | [emailprotected] Sumrell Sugg Attorneys at Law | Ross Hardeman | 252-633-3131 ext. 267 Brinson Insurance | Delores Townsend | 252-745-5121 | https://www.brinsonins.com Allstate- Carl Augustson | 252-638-0175 | https://agents.allstate.com/carl-augustson-new-bern-nc.html Robinson & Stith Insurance | 252-633-1174 The Insurance Center | 252-637-4173 Pamlico Land Surveying | Mark Lee | 252-249-0226 | PamciloLandSurveying.com Dennis Fornes & Associates | Dennis Fornes | 252-249-0488 | 252-670-4216 Southern Boundaries | Roy Smith | 252-636-2677 Bill Marlowe | 252-725-4676 | Home Inspection Professionals | HIP - 252-635-1149 | https://www.homeinspection-professionals.com/ Advanced Termite & Home Inspections | 252-229-7221 | https://enchomeinspector.com/ ENC Homeworks | 252-633-6623 | https://www.enchomeworks.com/ Patriot Homes | 252-474-6317 | https://patriothomeinspections.info/ Jordan Logistics LLC | 910-358-3999 | 252-626-3984 | [emailprotected] All Ways Moving | 910-395- 9922 ENC Movers LLC | 252-732-6993 LENDERS ATTORNEYS INSURANCE SURVEYORS HOME INSPECTORS MOVING COMPANY Please note that the list of vendors provided is for informational purposes only and does not constitute an endorsem*nt or recommendation by Beth Frazer Real Estate & Rentals. We have made very effort to ensure the accuracy and completeness of the information provided, but make no warranties or guarantees as to the suitability or quality of any of the vendors listed. It is the responsibility of the client to conduct their own due diligence and make their own decisions when selecting vendors to work with. Beth Frazer Real Estate & Rentals shall not be liable for any damages or losses arising from the use of any vendor listed herein.
UTILITY PROVIDERS FOR PAMLICO COUNTY Tideland EMC | 252-745-4127 Duke Progress Energy | 800-452-2777 Bay River Metro Sewer | 252-745-4812 Pamlico County Environmental Health | 252-745-5634 Town of Oriental | 252-249-0555 Pamlico County Water Department | 252-745-5453 Republic Service (County) | 252-638-1366 Town of Oriental | 252-249-0555 Go Away Garbage | 252-676-8733 Suburban Propane | 252-633-5560 Mallard Oil & LP | 252-637-2524 Hicks Propane, Inc. | 252-322-4800 Spectrum | 855-243-8892 CenturyLink | 252-633-9011 Hughes Net | 833-562-8571 Starlink | 855-753-2495 DirectTV Satellite | 833-311-2117 Verizon Wireless | 800-922-0204 Spectrum | 855-243-8892 ELECTRIC COMPANIES WATER & SEWER WASTE REMOVAL PROPANE CABLE INTERNET CELL PHONE SERVICE PROVIDER Please note that the list of vendors provided is for informational purposes only and does not constitute an endorsem*nt or recommendation by Beth Frazer Real Estate & Rentals. We have made very effort to ensure the accuracy and completeness of the information provided, but make no warranties or guarantees as to the suitability or quality of any of the vendors listed. It is the responsibility of the client to conduct their own due diligence and make their own decisions when selecting vendors to work with. Beth Frazer Real Estate & Rentals shall not be liable for any damages or losses arising from the use of any vendor listed herein.
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